Office Address: 16 Adelaide Street, East Gosford NSW 2250 || Postal Address: PO Box 4190, East Gosford NSW 2250
Monday – Friday
0431 226 427 (02) 4326 9037
renchia@centralcoastsolicitors.com.au kimberly@centralcoastsolicitors.com.au
Loan agreements set out the legal terms between a lender and a borrower, protecting both parties and clarifying obligations, repayment terms and remedies for default. At Central Coast Solicitors, our experienced team provides practical legal support in drafting, reviewing and advising on loan agreements to ensure your financial arrangements are secure and enforceable.
A well‑drafted loan agreement protects your interests, minimises the risk of disputes and clearly defines repayment terms, interest, security and obligations. Our solicitors work closely with you to tailor the document to your needs, whether you are lending money to a friend, family member, business partner or third party. Contact us for professional drafting that gives both parties confidence and legal certainty.
Before you enter into a loan arrangement, it’s essential to understand the legal implications of interest rates, repayment schedules, security provisions and default clauses. Central Coast Solicitors offers detailed review and negotiation support to ensure the terms are fair, legally sound and aligned with your financial goals. Reach out to us for experienced advice that helps you make informed decisions.
Then we will arrange a comprehensive 60+ minute initial consultaion.
Book a free 15-minute discovery call so we can determine the service you require and if we are a good fit for your needs.
Then we will arrange a comprehensive 60+ minute initial consultaion.
We will collaborate to develop a plan and work to finalise your matter cost-effectively.
We will reach a resolution aligned with your goals.
A clear and upfront fixed fee structure from the very start.
We're based on the Central Coast but can assist clients NSW-wide.
We are recognised and experts in the areas of law we cover.
The legal protections and risks differ significantly between secured and unsecured loan agreements, especially where assets or collateral are involved. Our team can advise on the most appropriate structure for your situation and ensure that any security interests are properly documented and enforceable under NSW law. If you’re unsure which option is right for you, we’re here to guide you with clarity and expertise.
Even well‑written loan agreements can become the subject of disputes over repayments, defaults or enforcement of security interests. Central Coast Solicitors has experience in negotiating resolutions, facilitating mediation and taking enforcement action when necessary to protect your legal rights. Contact us early to discuss any concerns. Proactive legal support often prevents escalation and preserves relationships.
A guarantor agrees to repay a debt if the primary borrower defaults, while an indemnity agreement can make you directly liable regardless of the borrower’s default. Having a solicitor review these agreements ensures you fully understand your obligations and risks before signing.
Mortgage documents contain important terms about interest rates, repayments, fees and default obligations. Legal review ensures the contract is fair, complies with NSW law, and protects your rights as a borrower before you commit to the loan.
Speak with one of our experienced solicitors at no cost to understand your options. We approach every matter with care, clarity, and a commitment to achieving the best possible outcome.
